Jumbo Loan
Financing for high-value properties
Jumbo loans provide financing that exceeds conforming loan limits, ideal for luxury homes and high-cost markets.
Who Is This Loan For?
- Buyers of high-value properties
- Homebuyers in high-cost markets
- Those needing loans above conforming limits
Key Benefits
- Higher loan amounts available
- Competitive rates for qualified borrowers
- Various term options
- Finance luxury and unique properties
Common Questions
What is the current jumbo loan limit?
As of 2026, jumbo loans typically start above the national conforming loan limit of $832,750 in most areas, though limits are higher in designated high-cost markets and change annually.
What are the requirements for a jumbo loan?
Jumbo loans typically require higher credit scores, larger down payments, and lower debt-to-income ratios than conforming loans.
Why Park Cities Lending?
As an education-based mortgage company, we take the time to understand your unique situation and guide you through every step of the process. Our commitment is to find the ideal financing solution for your needs, not just close a loan.
What are your goals?