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VA Home Loan

Honoring your service with exceptional benefits

VA loans are guaranteed by the Department of Veterans Affairs and offer outstanding benefits for eligible veterans, active-duty service members, and surviving spouses.

Family in front of their home

Who Is This Loan For?

  • Active-duty military personnel
  • Veterans with qualifying service
  • Eligible surviving spouses

Key Benefits

  • No down payment required
  • No private mortgage insurance (PMI)
  • Competitive interest rates
  • Limited closing costs

Common Questions

Who is eligible for a VA loan?

Eligible borrowers include veterans, active-duty service members, National Guard and Reserve members, and certain surviving spouses.

Is there a VA funding fee?

Most VA loans require a funding fee, which can be financed into the loan. Some veterans with service-connected disabilities are exempt.

Why Park Cities Lending?

As an education-based mortgage company, we take the time to understand your unique situation and guide you through every step of the process. Our commitment is to find the ideal financing solution for your needs, not just close a loan.

What are your goals?

Request A Free Consultation

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