USDA Loan
Zero down payment for eligible rural areas
USDA loans offer 100% financing for eligible properties in rural and suburban areas, making homeownership accessible without a down payment.
Who Is This Loan For?
- Buyers in eligible rural or suburban areas
- Low to moderate-income households
- Those without funds for a down payment
Key Benefits
- No down payment required
- Low mortgage insurance costs
- Below-market interest rates
- Flexible credit requirements
Common Questions
What areas are eligible for USDA loans?
USDA loans are available in designated rural areas. Many suburban areas also qualify. We can help determine if your desired location is eligible.
Are there income limits?
Yes, USDA loans have household income limits based on your area's median income and family size.
Why Park Cities Lending?
As an education-based mortgage company, we take the time to understand your unique situation and guide you through every step of the process. Our commitment is to find the ideal financing solution for your needs, not just close a loan.
What are your goals?